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After Nationwide increased its 0% balance transfer period to 17 months, Barclaycard wasted no time in upping the ante by extending its 0% credit card deal to 18 months the very next day. This is a great option as a small business loan to help you get you started. Barclaycard Platinum also offers 0% interest on purchases for the first three months and a typical APR o 16.9% variable. There is also a 2.9% fee on balance transfers, but transfers over 3000 pounds made by the end of the month will receive a 20 pound discount.

This offer from Barclays marks the first time that any UK credit card provider has offered a 0% balance transfer deal of 18 months. It is definitely worth considering switching debt from your other cards over to this offer in order to save on interest expenses. Along with Marks & Spencer Money's new credit card and loan deals, now is an excellent time to get a great deal on borrowing in the UK, but only if you have an excellent credit rating.

© Ed Yourdon

Debt consolidation small business loans can help to make your debts more manageable and reduce the amount you pay each month. However, these are not an ideal solution for everyone. They are best for those who aren't struggling with their debts. If you have financial problems then another solution might be more appropriate.

A debt consolidation loan is a new loan that is used to pay off existing debts, and by combining these existing debts into one you can make your finances much simpler. Not only will you be able to keep track of what you owe more easily, but you'll also make just one payment a month to one lender, and you'll only be charged one interest rate which could be lower than the rates on your current debts. By choosing a longer repayment term on your debt consolidation loan, you can also make your monthly payments smaller, freeing up cash for other things.

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Banks in India are being asked by the country's Reserve Bank (RBI) to increase their supply of micro small business loan financing to the industrial sector nationwide. This is in response to a notable fall off in credit availability as interest rates rise in India.

The Reserve Bank has mandated a target level of 55% of new loans directed to micro and small businesses. The RBI recently held a meeting with the leaders of all the major Indian banks to discuss the new lending policy, which follows on the heels of a similar request from the RBI last year for banks to up their lending to 50% to the micro business sector. In addition, the RBI is requesting that bankers raise this lending further in 2013 to a target level of 60% of all loans. Some bankers have warned that this policy could result in higher default rates because the loans are collateral-free, but this argument didn't persuade the RBI to change policy.